Home - Thomas Venner CFP

Thomas Venner (CFP®): Fee For Service Financial Planning

Offering Fee Based/Fee for Service Financial Planning* & Advice

I am a Certified Financial Planner® (CFP) and Certified Executor Advisor (CEA). I offer fee only financial planning services, which includes the preparation of a comprehensive financial plan or on a segmented basis* (hourly rate $75/hr for consultations). I am committed to providing unbiased advice and prudent strategies for managing your financial wellbeing. My services are always tailored to your unique needs. I provide estate planning, risk management (life, health, critical illness, disability, long-term care insurance), cash flow analysis, investment planning, retirement planning, and tax planning & preparation (starting at $30 for basic T1 returns). I also provide Investment Services through GP Wealth Management for clients that do not want to manage their own investments, scroll down for more information.

My Commitment

I treat my clients with courtesy and integrity. I provide realistic, honest, holistic financial advice that is results oriented. My training, experience and expertise help ensure that your financial plan is on firm ground.

Call or Email to Get Started

Phone: 905‑512‑2311

Email: thomasvennercfp@gmail.com

Investment & Consulting Services Fee Structure:

I am dedicated to providing excellence through a fee based financial planning process that is as unique as each of my clients. By offering both managed investment and consultation only options, you can choose what works best for your situation.

With the GP Wealth Management Signature Service Account, you pay an all-inclusive fee for advice, reporting, and administration. Your fee is based on the total market value of your assets under management (AUA) with GP Wealth Management. Fees are calculated on a sliding scale, which means as your assets grow the fee rate decreases.

Cost Comparison:

The Embedded-commission model ranges from .1% to 1.50% of AUA
The fee-for-service model ranges from .5% to 1.25% of AUA

Which compensation model is best for you?

Under fee-for-service, your fee as a percentage of assets will be reduced as your account grows. This is because the more assets you have invested, the lower your costs as a percentage of total assets. Conversely, the embedded-fee model will generally favour an investor with a modest amount of assets to invest. Determining which compensation model would you suit you best requires a thorough review of your personal circumstances and investment goals.

Insurance Products:

As a licensed insurance advisor, I can provide an array of insurance products, including:

Segregated Funds
Annuities
Life Insurance
Disability Insurance
Critical Illness Insurance
Mortgage Insurance

I invite you to discuss these options with me in greater detail to determine what is most appropriate for you.

Important Notice:

If you elect to have your investment portfolio managed by through GP Wealth Management then all fees associated with the preparation of the financial plan will be waived.

All investments and investment advice will be limited to financial instruments that I am licensed to recommend such as mutual funds including index mutual funds and ETF mutual funds, GICs and Savings Accounts.

Insurance products available through GP Capital Insurance Agency and PPI Solutions.

Mutual Funds available through GP Wealth Management Corporation.

As a Certified Financial Planner (CFP®) I must maintain a consistent record of continuous education and adhere to a code of ethics to maintain my status.

* Fee Only Financial Planning Services are provided through GP Wealth Management Corporation.