I treat my clients with courtesy and integrity. I provide realistic, honest, holistic financial advice that is results oriented. My training, experience and expertise help ensure that your financial plan is on firm ground.
FPSC and the CFP marks
As a Certified Financial Planner (CFP®) I must maintain a consistent record of continuous education and adhere to a code of ethics to maintain my status (more about the CFP® designation here).
I am a Certified Financial Planner® (CFP) and Certified Executor Advisor (CEA, see to right)). I offer fee only financial planning services (complete plans or on a segmented basis*). I am committed to providing unbiased advice and prudent strategies for managing your financial well being. My services are always tailored to your unique needs. I provide estate planning, risk management (life, health, critical illness, disability, long-term care insurance), cash flow analysis, investment planning, retirement planning, retirement income management, and tax planning.
I have considerable experience with mortgages which is very useful in the financial planning process. Using a fee-only* approach allows me to serve you without compromise. I can provide financial solutions that align the clients and advisors interest with an eye on lower costs and fee transparency (see Pricing Options for more information).
I do not work for a bank or large investment firm so I do not benefit from recommending company specific products or a particular course of action. I have an obligation to put your best interests first, my reward is your success and referrals!
A Certified Executor Advisor (CEA) is an accredited specialist advising Canadian executors using a team-oriented networking approach. CEAs will likely have expertise in one (or more) of the disciplines required by executors and, by taking the CEA program, gain a practical level of knowledge in all remaining areas. Their relationships with experts in these other areas help them provide executors with general guidance while providing comprehensive support as and when needed.
* Fee Only Financial Planning Services are provided through Financial Horizons Group.